| Has it been a while since you purchased a new home? |
| If you plan to sell your existing home in order to purchase a new one, contact a reputable real estate agent to determine what your home is worth. |
| Also, check with a Home Loan Expert to confirm the paperwork you’ll need to gather so you can rest easy knowing your new home purchase will go smoothly. |
| Some of the key documents may include: |
- Proof of income which includes: pay stubs, W2s, and award letters for Social Security, pension, or public assistance.
- If you’re self-employed or own multiple homes you’ll need tax returns.
- Proof of down payment.
- If applicable, divorce decree, settlement paperwork for alimony or child support, and bankruptcy discharge paperwork.
- A quote for a homeowner’s insurance policy.
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| Be sure to obtain your pre-qualification and pre-approval before you start on your home purchase journey. |
| Once the seller has accepted your offer on your new dream home, all you need is a copy of your purchase contract to get your loan application started. |
