Not a day goes by that we don’t hear of someone who had their accounts hacked or was a victim of fraud. Given recent data breaches in the news, fraud prevention is a growing concern. There’s no better time to recognize and prepare for the threats we face.
Here is a list from Santander Bank of 5 valuable tips to help you protect yourself from fraud and identity theft:
Keep your Online/Mobile Banking User ID and Password safe.
Never give out or write down your Online/Mobile Banking User ID and Password.
Set up account alerts to flag account activity, including:
Excessive spending on your debit or credit card(s).
Recent password, address or other personal account changes.
Review your credit reports carefully at least once a year, whether or not you suspect any unauthorized activity.
Look for credit inquiries from unfamiliar companies or accounts you never opened. This activity could be warning signs of fraud and identity theft.
You can request a free annual credit report from each of the top three credit reporting agencies by visiting www.AnnualCreditReport.com or by calling 1-877-FACTACT (1-877-322-8228).