October is National Cyber Security Awareness Month

Here is a list from Santander Bank of 5 valuable tips to help you protect yourself from fraud and identity theft:

1. Keep your Online/Mobile Banking User ID and Password safe.
2. Never give out or write down your Online/Mobile Banking User ID and Password.
3. Set up account alerts to flag account activity, including:
   • Excessive spending on your debit or credit card(s).
   • Recent password, address or other personal account changes.
4. Review your credit reports carefully at least once a year, whether or not you suspect any unauthorized activity.
   • Look for credit inquiries from unfamiliar companies or accounts you never opened. This activity could be warning signs of fraud and identity theft.
   • You can request a free annual credit report from each of the top three credit reporting agencies by visiting www.AnnualCreditReport.com or by calling 1-877-FACTACT (1-877-322-8228).
   • Find more information on credit scores/reports here: www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/
5. Consider credit/identity theft monitoring services.

For more information we have listed the three major credit bureaus’ contact information: