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October is National Cyber Security Awareness Month

By Tracey Hall
October 26, 2017
In
Business + Finance
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    Not a day goes by that we don’t hear of someone who had their accounts hacked or was a victim of fraud.  Given recent data breaches in the news, fraud prevention is a growing concern. There’s no better time to recognize and prepare for the threats we face.

    Here is a list from Santander Bank of 5 valuable tips to help you protect yourself from fraud and identity theft:

    1. Keep your Online/Mobile Banking User ID and Password safe.
    2. Never give out or write down your Online/Mobile Banking User ID and Password.
    3. Set up account alerts to flag account activity, including:
      • Excessive spending on your debit or credit card(s).
      • Recent password, address or other personal account changes.
    4. Review your credit reports carefully at least once a year, whether or not you suspect any unauthorized activity.
      • Look for credit inquiries from unfamiliar companies or accounts you never opened. This activity could be warning signs of fraud and identity theft.
      • You can request a free annual credit report from each of the top three credit reporting agencies by visiting www.AnnualCreditReport.com or by calling 1-877-FACTACT (1-877-322-8228).
      • Find more information on credit scores/reports here: www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/
    5. Consider credit/identity theft monitoring services.

    For more information we have listed the three major credit bureaus’ contact information:

    Equifax Experian TransUnion
    www.equifax.com www.experian.com www.transunion.com

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